Do The Prudent Thing And Get Your Diamond Engagement Ring Insured
Posted by Warren Boylan | Filed under Fashion
The moment you’ve been dreaming of your entire life is finally here. Your boyfriend just proposed to you and presented you with the diamond engagement ring of your dreams! You can’t wait to show it off to your family and friends. After you’ve shared the big news, though, don’t forget this very important next step: insuring your ring.
Many people are so excited to wear their new and shiny ring that they forget just how expensive it would be to replace it should something happen to it. When you think about insurance, you typically think about insuring your car and your home because they are such large investments. However, diamond engagement rings are just as important to insure as any of your larger items.
When you are getting ready to insure your ring, you may want to consider a company that specializes in this type of insurance. You can either do a Google search or even ask the dealer where the ring was purchased at to recommend someone. Be sure to research them thoroughly to make sure that the company pays on claims.
The second way to get your diamond engagement ring insured would be to put a rider on your current homeowner insurance policy (also called an insurance extension). You will have to check with your agent to see if they offer this policy or if the policy is as thorough as you need it to be. While you can save on opening another policy up, you may decide to go with a separate policy because of better coverage.
Before seeking out insurance coverage on your ring, you will want to gather up any receipts and documentation that the jewelry dealer provided with your purchase. You will also need to get an appraisal to verify the value of your ring. Seek out an appraiser independent from your insurance company to make sure that you are getting a fair assessment.
In regards to your coverage, you will need to figure out how much you are going to need on the ring. You can insure it for things like accidental loss, damage and theft. The more coverage that you seek, the more expensive the policy is going to be. Make sure that the policy premiums fit into your budget.
Getting an engagement ring can be a very exciting day in your life, but when that excitement settles, you need to realize that you have a very expensive piece of jewelry on your hand. While you don’t like to think of anything negative, you are going to have to be reasonable and understand that things do unfortunately happen. Get insurance on your diamond engagement ring and give yourself piece of mind.
Finding the perfect diamond engagement necklace diamond engagement necklace will take time and a considerable amount of research. Get the most relevant and up-to-date information from diamondguideinfo.com about this type of jewelry. This way, you can save time, money, and you will avoid buying a diamond piece that is not best suited for your needs.
Tags: diamond engagement band, diamond engagement bracelet, diamond engagement brooch, diamond engagement necklace, diamond engagement pin, diamond engagement ring, diamond jewelry, Fashion, jewelry
How To Find The Perfect Emerald Cut Diamond
Posted by Frank Whalen | Filed under Fashion
The emerald cut diamond is a rectangular cut gemstone with cropped corners. This type of diamond cut was given this name because it was originally used to cut emeralds. The emerald gemstone is more susceptible to breakage than a diamond since it has a greater number of naturally occurring flaws.
It differs from a round cut diamond since it is a step cut gemstone. In addition, the emerald cut diamond has long facets which are said to resemble stair steps. You will be able to find this type of diamond cut in contemporary and antique jewelry pieces.
This diamond shape possesses less fire and brilliance as compared to the round cut diamond. It is becoming increasingly popular again, and is now chosen more often for engagement rings.
Selecting the proper type of setting is very important for this type of diamond. Of all the different settings available, the emerald cut is best suited for either a four prong or horizontal setting. The horizontal setting is best suited for someone who needs a larger engagement ring.
One thing you will notice about this type of diamond is that its flaws will be easier to detect than those found in a round cut brilliant diamond. Therefore, choosing a emerald cut diamond with a recommended clarity grade is important so that you will not be able to detect its flaws or inclusions. A diamond that has a clarity grade of VS1 is recommended since its inclusions will only be visible under 10x magnification. Some types of inclusions that can affect a diamond’s clarity grade are feathers (cracks within the stone) and scratches found on its surface.
The emerald cut diamond was very popular in the 1920’s, the Art Deco period. Nowadays, this type of diamond shape is becoming very popular for engagement rings since many women prefer a more intricately shaped stone. The emerald cut gemstone is usually elongated in engagement rings in order to suit women who have long slender fingers.
One factor determining an emerald cut diamond’s size is its length to width ratio. You can try on different diamond rings and see if you prefer either a long thin or a short fat cut. Overall, the length to width ratio refers to how square or rectangular shaped the diamond appears when viewed from the top down.
If you like a more innovative style of jewelry design, you will find the emerald cut diamond to meet your expectations. Even though rectangular shaped stones have been very popular in the past, people today are more often choosing square stones. So, if you appreciate the classic beauty, intricate shape along with its multiple rows of facets, you can now own this type of diamond shape at an affordable price.
Before deciding upon the proper emerald cut shape for your fiance’s engagement ring, check out www.diamondguideinfo.com. This site will offer important information on finding the best sources that provide the highest quality gemstones at affordable prices.
Tags: diamond jewelry, emerald cut diamond, emerald cut shape, emerald cut stone, Fashion, jewelry, step cut diamond
